To be eligible for the coverage provided by American Express, you must: Even then, there are exclusions. When I took the car back they were closed, so I just left it at that. You can earn National points with Enterprise but other benefits do not carry over. AMEX Travel Insurance – Credit Card Car Rental Loss and Damage Insurance. Glad I checked this out because I was going to rent with Enterprise and thought I could upgrade for free . If your Card is not listed on this page or if you are an Additional Card Member, please call the number on the back of your Card to verify your benefits. Hot Tip: See our complete guide to Hertz Gold Rewards for more information about the Hertz program. The policy states that Italy is excluded but we are not in a position to interpret the policy further. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. Status with a rental car … American Express Credit Card Rental Car Insurance. Car Rental Benefits – Theft, Damage and Liability - Up to £50,000 for theft or damage to vehicle (including any applicable excess) - Up to £500,000 (Up to US$1 million in USA) for damage to another person or their property Thanks for reading! Specialty cars (group x) are not eligible for these discounts. Click here or call 800-331-1212 to enroll in Avis. The Platinum card offers Secondary Insurance. Thanks for reading. Information in this Benefit Guide replaces any Car Rental Loss and Damage Insurance benefits document You may have received previously for Your Additional Card Benefits. Subject to additional terms, conditions and exclusions. If you have a Platinum credit card from, you’ll get secondary coverage valued up to $75,000. I don’t have car rental privileges at all on my Charles Schwab Platinum card. You should make a call to the benefits administrator (phone number on the back of your card) for clarification on which coverage you have on your card and also to your auto insurance carrier (if applicable) if you have more questions. Amex defines an eligible renter as the following: “An Eligible Renter means a Card Member with an Eligible Card, and their spouse or Domestic Partner, and Authorized Drivers.” Because of the word “and”, it appears others are covered only in addition to the Card Member. Amex also offers an optional Primary Car Rental Protection plan you can purchase for a low flat fee which covers you for the entire rental period. Even if rental car insurance is your chief consideration when looking for a credit card, you should also consider other features and characteristics when making your choice. To validate your coverage, please call the number on the back of your Card. I find the biggest hassle of using the Plat Amex car rental insurance is getting Hertz to print a rental agreement listing all authorised drivers. The Amex Platinum Card offers secondary coverage. If you have a question regarding your insurance policy or filing a claim, use the following contact information. In addition to exploring England, she visited Ireland, Scotland and the Netherlands during that time and loved every minute of it (everything except the hostel in Scotland – that’s an experience she doesn’t intend on repeating!) Hello Francis. Thanks for this article! Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site — and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. If my personal auto insurance does not cover car rentals in Europe, will my Amex card then provide insurance coverage? For rates and fees of The Platinum Card® from American Express, click here. You are also eligible to receive a one car class upgrade when you rent an intermediate through full sized car (subject to availability) and pay with your Amex Platinum Card. Customer Service and Claims Department Toll-free: 1-800-338-1670 International Collect: 1-216-617-2500, Car Rental Loss and Damage Insurance P.O. The Platinum Card® from American Express is one of the premier credit cards on the market today. The policy says it does not cover cars rented in Italy. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site — and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. Rental Excess Insurance In my dive into car rental excess insurance, I emphasised that for me, the Amex Platinum Charge was my go-to card for rentals further than 150km from my home. We take your comments very seriously as they really help us to improve the site. If the link times out and is not available, you can log in to your account and see the terms and conditions for the coverage. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. It’s known for amazing perks, but it also carries a steep annual fee. To make an American Express Platinum Card rental car insurance claim, call (800) 338-1670 in the U.S. only or call (440) 914-2950 from other locations worldwide. This write-up will clarify all of the distinct elite status rewards you ought to acquire with your American Express Platinum Card as well as the automobile rental insurance policy that the card … Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. If you prefer primary coverage (meaning you don’t have to file a claim with your other insurance first), take a look at the Chase Sapphire Preferred® Card. Are these different? Car rental collision damage waiver is often included among a host of card perks that you may need or want. Welcome American Express® Card Members 5% off and a Complimentary One Car Class Upgrade. Editorial Disclosure: The content featured on UpgradedPoints.com has not been provided by the credit card companies mentioned. This premium credit card comes with a premium price tag. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency. Additionally, if the cardmember, authorized driver, or passenger suffers an accidental death or dismemberment as a direct result of an accident that occurs in the rental car, the plan pays up to $200,000 for the cardmember and $20,000 for an authorized driver or passenger with a per accident max of $300,000. All American Express credit cards come with rental car insurance. So If your personal auto insurance will not cover damage to your rental car in another country, then you can submit a claim with your secondary insurance. They got the claim started and gave me a claim number. It does NOT cover liability, damage to other vehicles, or injuries to people in other vehicles. Filing your claim should take about 15-20 minutes, but you can stop and come back to it by clicking the Save and Finish Later button. In addition, their Centurion lounges now have a new policy that … Check for Pre-qualified Credit Card Offers; Travel Credit Cards; Cash Back Credit Cards; No Annual Fee Credit Cards; First, if the cardmember, authorized driver, or a passenger is injured as a result of an accident that occurs in the rental car, the plan pays up to $5,000 for medically necessary treatment. Ok, the American Express Platinum covers with secondary insurance when renting a car. 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