Yesterday I was checking my credit report on Experian and took a look at the credit cards I was likely to be accepted for, to my surprise I was 100% likely to be accepted for an Aqua Classic credit card. Also on this page there’s an opportunity to control how you recieve your credit limit increases – whether it should happen automatically or manually. From the date you're accepted it takes between seven to 10 working days for your credit card to arrive. I was accepted, yay. ), Other things that sold me on the Aqua Credit Card, IVA Pros and Cons – Complete Analysis, Tips & More, Credit Card Debt Consolidation – All You Need to Know with Guide, FAQs & More, How Do Debt Collectors Find You in the UK? Please remember that when you pay for anything in a foreign currency, depending on the type of Aqua card you have, you may incur a charge. Aqua have ruined my mental health & my credit score, I constantly live with anxiety and not knowing if I’ll be able to take out another credit card or even a mortgage because of the way I’ve been treated by them. Fingers crossed! A question about : Aqua card. Each month you'll receive a statement from us showing where and when you used your aqua credit card, together with the amounts you spent. This was relatively straight forward. Terms apply. The Aqua credit card boasts an interest-free period of 48 days for purchases made with it given that you pay the full balance on time. HOWEVER, they have truly messed up at every stage of payment holiday during COVID causing rather a lot of stress. The Aqua Card is issued by NewDay Ltd, registered in the UK. The key is not to treat the credit card like ‘free money’ and to make sure to pay it off every month. Now this was a loooong page, however there’s very little to do on it. Aqua card. Aqua Classic with 6 month 0% Balance Transfer. You are under no obligation to proceed with any solution offered by the advisor. BGS 9.5 at the best online prices at … Read to see how you can get accepted by...","keywords": ["Aqua credit card","credit card", "credit cards", "credit", "credit score"],"image": {"@type": "ImageObject","height": "50","width": "50","url": "https://moneynerd.co.uk/wp-content/uploads/2019/08/aqua-credit-card-application.png"},"author": "Robert Wright","publisher": {"@type": "Organization","name": "Money Nerd","sameAs": ["https://www.facebook.com/moneynerduk/","https://twitter.com/moneynerduk",""],"logo": {"@type": "ImageObject","url": "https://moneynerd.co.uk/wp-content/uploads/2020/09/Final-Copy-2-Copy.png"}}}. {"@context": "http://schema.org/","mainEntityOfPage": "www.moneynerd.co.uk/aqua-credit-card-application-review/","@type": "Article","headline": "Aqua Credit Card - Complete Overview with Advice, FAQs, Loopholes & More","datePublished": "2020-08-24","dateModified": "2020-04-29","description": "I've been struggling to rebuild my credit score, so I've decided to apply for an AQUA CREDIT CARD. The first step of the application is the no risk, 60 second eligiblity check. My cards have been blocked because I had 2 aqua cards which I thought was okay. I’ve been struggling to rebuild my credit score after my problems with payday loans, so I’ve decided to apply for an Aqua Credit Card. Aqua has launched two new credit cards aimed at those who are new to credit or who are trying to repair a damaged credit rating. You must pay at least the contractual minimum payment every month, which is an amount equal to the sum of interest, default fees plus either 1%, 2%, 2.5%, 2.75% or 3.25% of the full amount you owe, as shown on your statement (minimum £5). I've seen other deals posted for credit cards such as the Halifax Clarity credit card that have 0% fee for foreign transactions. I was accepted, yay. Portal. I decided to apply for the aqua classic card and was accepted straight away. 0% on balance transfers for six months (3% fee applies) You could be accepted with limited credit history; Check My Eligibility. I filled in the form and was told i’d been accepted and that I would receive my card and pin in the post, around half an hour later I received an email with my APR% (24.7%) and further confirmation of being accepted and was told again that within 10 working days I would receive my card and pin in the post. So I recently got accepted for an Aqua Credit Card. Having been with Aqua for quite a… Having been with Aqua for quite a while, I was happy with their service until suddenly today, my limit was decreased out of the blue, just when I was about to go and purchase a vehicle for work. EBL MasterCard Aqua Prepaid CardEBL MasterCard Aqua Prepaid Card is EMV Chip card, bundled with a host of benefits. If the companies see that you’ve applied for lots of credit cards and loans recently it makes you look desperate and high risk, so they’re less likely to lend to you! Your email address will not be published. 09 Mar 2015. Conversely, if you've always been accepted in the past and just been rejected once, it's possible you simply don't fit one particular card company's customer profile. Firstly, I’d recommend you to only use the card for essential expenses such as fuel, groceries, utility bills, etc. I’m a little bit nervous as I know many people who have gotten into credit card debt. Copyright © 2021 | WordPress Theme by MH Themes, Santander Everyday Credit Card – MoneySavingExpert.com Forums | Credit Card News, Virgin credit card – MoneySavingExpert.com Forums | Credit Card News, Accepted for Aqua Classic Card | Credit Card News. There are other Aqua cards available. However in few months I've got an increase in credit which was cool. Learn more about 0% credit cards. My card and pin arrived within 5 working days and I have been given a limit of £900 which is adequate for my needs. If you submit your details, the advice you will receive will be free of charge. Don’t worry, checking your score doesn’t impact your score in any way. I’m very reluctant to believe that I am going to receive this card especially with such a low APR. You could be eligible for the card if you haven't been declared bankrupt in the past six years and don't have more than one CCJ. If you are passed to an Insolvency Provider these will only be Licensed and Authorised Insolvency Practitioners. While it’s true that this card will help you rebuild your credit rating, there are still some actions which you’ll have to take to ensure this happens as well. If you have been accepted, we'll try to tell you straight away. ), Get Them To Prove The Debt (With Letter Templates). But sometimes we may need more time to consider your application. Your aqua online account lets you manage everything to do with your aqua card in one convenient place – from paying your balance to changing personal details. To me, £45 isn’t enough to fix the damage Aqua has caused to me personally, I have gone to financial ombudsman but god knows how long they will take. 19th February 2019 I also set up a loqbox. This will be added to your purchase and will not appear separately on your statement. Some solutions may incur a fee, but these will be fully explained to you by the advisor before you are asked to make a decision. The representative APR is 35.9% for an assumed spend of £1,200 to be repaid over one year. Please see your credit card terms and … Aqua have always previously been good… Aqua have always previously been good and it’s been great for rebuilding my credit rating. The representative APR is 35.9% for assumed spending of £1,200 which is repaid over the course of one year. 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